Finance

Purchasing a car is a significant investment, so finding the right financing option for your daily commutes and adventures is crucial.

Our finance center is staffed with experienced professionals dedicated to providing personalized support tailored to your unique needs near Vista, Ramona, Escondido, and Valley Center, California.

Join us as we explore the expertise of our finance team at North County Ford.


Our Ford Finance Team

Our dedicated team is here to make the process seamless when financing your Ford vehicle. We have experience helping drivers like you secure the ideal payment plan and are ready to start with you. If you have questions, our team is here with answers, prepared to provide personalized support tailored to your needs.

So, lean on us for help with:

  • Loan terms
  • Interest rates
  • Payment options

We believe in building lasting relationships with our customers, so we take the time to listen to you and understand your financial situation. We’ll work to find the best financing solution for you, ensuring that you drive away satisfied with your model and payment plan.

When you’re ready to make an informed choice about financing your vehicle, be sure to lean on the support that we have to provide.


Buying vs. Leasing a Ford

When financing your Ford vehicle, you have two primary options: buying or leasing.

Buying a car involves taking out a loan to purchase the vehicle outright. With each monthly payment, you're working toward full ownership. Once the loan is paid off, you can keep the car for as long as you like. This option allows you to customize your vehicle, drive an unlimited number of miles, and build equity over time.

On the other hand, leasing offers a more flexible alternative to traditional car ownership. When you lease a car, you're essentially renting it for a predetermined period, typically two to three years. This allows you to upgrade to a new vehicle every few years, keeping your options open.

Our finance team can help you decide which aligns best with your needs and financial goals, so start by considering special offers that we have available for either option.


Ford Financing Tools and Resources

Our finance center is proud to offer a comprehensive suite of financing tools to streamline the financing process, empowering you to make informed decisions as you step forward on your buying journey.

Our online finance application allows you to apply for financing from home, saving you time. Simply fill out the application, and our team will review your information and reach out to discuss your options.

In addition to our online application, we provide a payment calculator to help you estimate monthly payments and explore your financing options.

Whether you're a first-time buyer or an old hat, our finance team is here to answer any questions and provide personalized guidance and support throughout the financing process.


Visit Our Finance Center

North County Ford is committed to helping you pursue a car near Vista, Ramona, Escondido, and Valley Center, CA. Contact our finance center today or start by filling out an application.

 

Our Financial Services Include:

Competitive rates direct from the manufacturer and local Iowa banks

Quick approvals so you can get in the car of your dreams

Value-added services to protect your vehicle investment

Extended warranty programs

And many more finance programs to fit your needs



How is your credit?

Our loan process can help you find the best interest rate for your next vehicle purchase.

Try our credit application today!

Great New Vehicle APR!*

Competitive Pre-Owned Vehicle Rates*

We have hundreds of new and used vehicles for immediate delivery and access to some of the lowest interest rates in the business. *Rates subject to change. Please see dealer for up to date rates.

Due to our special arrangements with local and national lenders, we can help you get the new or pre-owned vehicle you deserve. Whether your past credit is near perfect or not so perfect, we can help!

Complete our credit application and our team of finance professionals will begin working for you. We have hundreds of vehicles currently available for immediate delivery.

Are you new to this country? Have you been turned down before? We can help. We have programs to help you get into a car and rebuild your credit. We are able to overcome most credit problems.

To get started, fill out our credit application online.

Once the application is completed, our finance teams will put together a loan package that is tailored specifically for you.

Tools to help get you in the driver's seat of a new car







Head to our dealership in Vista for a Test Drive


We have a wide variety of new and pre-owned vehicles for you to choose from!


Test Drive


2023 Ford F-150 Lightening in Vista, CA | North County Ford



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Monday 7:00AM - 5:00PM
Tuesday 7:00AM - 5:00PM
Wednesday 7:00AM - 5:00PM
Thursday 7:00AM - 5:00PM
Friday 7:00AM - 5:00PM
Saturday 8:00AM - 4:00PM
Sunday Closed
Monday 9:00AM - 8:00PM
Tuesday 9:00AM - 8:00PM
Wednesday 9:00AM - 8:00PM
Thursday 9:00AM - 8:00PM
Friday 9:00AM - 8:00PM
Saturday 9:00AM - 7:00PM
Sunday 10:00AM - 6:00PM
Monday 7:00AM - 6:00PM
Tuesday 7:00AM - 6:00PM
Wednesday 7:00AM - 6:00PM
Thursday 7:00AM - 6:00PM
Friday 7:00AM - 6:00PM
Saturday 8:00AM - 4:00PM
Sunday Closed